Happiness comes in so many different forms that it can be hard to define. Unhappiness, on the other hand, is easy to identify; you know it when you see it, and you definitely know when it’s taken ahold of you. Benjamin Franklin said “The Constitution only gives people the right to pursue happiness. You have to catch it yourself.”

Read more

If you aren’t careful about the timing of your Medicare enrollment, you could make a very costly mistake — one that will cost you for the rest of your life. The first decision date for Medicare is at age 65 — even if you are still working, covered by your employer's health plan (or your spouse's employer's health plan), and not receiving Social Security benefits yet. This is especially important if your health plan is sponsored by a small employer (less than 20 employees). Read on for the details.

Read more