Many students and parents need to borrow to fund the ridiculously high costs of a current college education. I always recommend maximizing use of the federal guaranteed student loan program (Stafford Loans). However, the most that is available for an undergrad is $27,000. This is spread over a 4 year period and everyone doesn't even qualify to borrow this much, so additional loans are often required. One option is to look at the NJ Student Loan program. Is the program so bad?

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People become more vulnerable to financial abuse as they age. Cognitive decline, financial errors, isolation, scams, shame, where to get help, etc. There are many issues that may apply to you or someone you know. Watch this informative clip from the Pennsylvania Department of Aging.

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