Here's some happy news for college students - federal student loans are about to get cheaper. Each year, Congress sets the fixed interest rates for federal student loans. It only affects new loans - not existing loans. Read on for more detail.

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Bond yields remain stubbornly low. You can achieve a 3% dividend yield on a reasonably diversified portfolio of high dividend stocks, which is about the same as the yield of an intermediate term high quality bond portfolio. While I appreciate the appeal of using high dividend stocks instead of bonds, I remain unconvinced that it is appropriate for most investors. Keep reading for more detail including an article on the topic from Morningstar, a leading investment research firm.

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