Receiving a property tax bill for your New Jersey home can be painful. Homeowners in the Garden State face the highest property tax rates in the country. But even with that burden, there may be steps that you can take to reduce your annual tax bill: consider filing a tax appeal with your municipality as well as determine if you are eligible for the homestead rebate, the senior tax freeze, or the rebates for seniors, blind/disabled people, or veterans. Engaging an attorney or accountant to help you with these items is probably in order.

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The latest student loan debt statistics show there are more than 44 million borrowers who collectively owe $1.5 trillion in student loan debt in the U.S. alone. Student loan debt is now the second highest consumer debt category - behind only mortgage debt - and higher than both credit cards and auto loans. The numbers are staggering for Parent PLUS Loans, in particular. When you think of your golden years, you think of rest, relaxation, travel and the good life. The last thing on your mind: student loans. Yet, for millions of Americans, student loans are still a reality. Here's what you need to know and what to do about it.

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