Mortgage rates dropped to a new low for the 13th time this year, allowing a record number of homeowners to refinance, according to Freddie Mac, a government-sponsored agency that backs millions of mortgages. The rate on the 30-year fixed mortgage fell to 2.72% and the rate on the 15-yr fixed mortgage is even lower. Should you refinance now?

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According to the latest Bureau of Labor Statistics study, people have an average of 12 jobs over the course of their lives. There is more turnover than usual due to Covid-19. When starting a new job, you may worry about getting along with your boss and co-workers as well as whether you'll find the work fulfilling. You also need to review your new employer's benefits and here are some important things to consider.

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