If you’re a Millennial, know this about financial planning: Time is still on your side, but it won’t be for much longer. If you wait too long, until you are in your 40s or 50s, you’ll have to save and invest a much larger portion of your income. Here are nine tips to shed whatever doubts may be holding you back and get started now.

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Organization isn’t complicated, but it is critical to our capacity for powerful functioning in this age of hyper connectivity. As our attention and concentration is pulled in multiple directions at any given time, agile productivity systems allow us to be more innovative, engaged and able to recognize new opportunities. Whether you are organizing your junk drawer or next year’s strategic plan, the process is universal. Follow these five simple steps to organize virtually anything.

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