Month: July 2018

Have you ever wondered what happens to your email account when you die? What about your Facebook account? Typically, access to digital accounts – email accounts, blogs, social media accounts, virtual currency, online financial accounts, websites, etc. – is denied. Before his term expired, former New Jersey Gov. Chris Christie signed into law the Uniform Fiduciary Access to Digital Assets Act (“Act”). The Act should help with the management of digital accounts if someone becomes legally incapacitated or dies. 

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One perplexing question investors often face is whether to invest their capital all at once in the form of a lump sum or position it in fixed amounts at regular intervals – a strategy commonly referred to as dollar-cost averaging. Studies have found that investing the entire lump sum at once generally leads to slightly better returns over the long-term. Practically speaking, however, many investors prefer the short-term risk reduction dollar-cost averaging can provide.

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