Wondering if you can get Social Security benefits and work at the same time? The short answer is yes, you can. However, your benefit may be reduced if you are under full retirement age (FRA), which is age 66 or 67 depending when you were born. While you can start taking Social Security as soon as you turn 62, doing so means you agree to a permanently lower benefit. If you're also working and earning more than the "earnings limit" ($22,320 for 2024), your benefit will be temporarily decreased even more. If you want to keep working after reaching age 62, it may be more advantageous to hold off claiming Social Security until your FRA. Not only will you have a higher benefit for all of your retirement years, but you won't have to worry about the Social Security earnings test. Click below for more information:
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