A Qualified Charitable Distribution (QCD) is a tax-free withdrawal from an Individual Retirement Account (IRA) that is made directly to a qualifying charity. It is a popular way to do good while also satisfying the Required Minimum Distribution (RMD) requirement. For IRA owners with charitable intentions, a QCD offers substantial tax benefits, but timing is everything! For those eligible to make a QCD, the timing of your QCD must be coordinated with your RMD. Keep reading for details.